Call reports 2003
REPUBLIC NATIONAL BANK — 2003
What REPUBLIC NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 429,349,000 | 442,846,000 | 470,006,000 | 434,593,000 |
| Total loans | 293,945,000 | 300,599,000 | 302,332,000 | 315,486,000 |
| Allowance for loan losses | 3,525,000 | 3,643,000 | 3,702,000 | 3,783,000 |
| Securities available for sale | 43,913,000 | 64,940,000 | 90,094,000 | 56,163,000 |
| Securities held to maturity | 33,921,000 | 31,246,000 | 24,571,000 | 22,398,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,117,000 | 371,610,000 | 367,687,000 | 355,981,000 |
| Interest-bearing deposits | 272,475,000 | 250,461,000 | 281,542,000 | 298,642,000 |
| Noninterest-bearing deposits | 111,642,000 | 121,149,000 | 86,145,000 | 57,339,000 |
| Equity capital | 33,764,000 | 35,038,000 | 36,016,000 | 37,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,497,000 | 11,387,000 | 16,969,000 | 22,788,000 |
| Interest expense | 1,102,000 | 2,283,000 | 3,404,000 | 4,547,000 |
| Net interest income | 4,395,000 | 9,104,000 | 13,565,000 | 18,241,000 |
| Noninterest income | 473,000 | 976,000 | 1,521,000 | 2,127,000 |
| Noninterest expense | 3,067,000 | 6,202,000 | 9,240,000 | 12,481,000 |
| Provision for loan losses | 420,000 | 780,000 | 1,140,000 | 1,730,000 |
| Pretax income | 1,381,000 | 3,098,000 | 4,819,000 | 6,673,000 |
| Income tax | 508,000 | 1,130,000 | 1,714,000 | 2,341,000 |
| Net income | 873,000 | 1,968,000 | 3,105,000 | 4,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,764,000 | 34,869,000 | 36,006,000 | 37,233,000 |
| Total capital | 37,289,000 | 38,512,000 | 39,708,000 | 41,016,000 |
| Risk-weighted assets | 308,135,000 | 314,387,000 | 324,288,000 | 341,240,000 |