Call reports 2002
REPUBLIC NATIONAL BANK — 2002
What REPUBLIC NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 327,413,000 | 357,205,000 | 368,768,000 | 383,892,000 |
| Total loans | 269,245,000 | 283,754,000 | 285,314,000 | 293,554,000 |
| Allowance for loan losses | 3,143,000 | 3,217,000 | 3,001,000 | 3,236,000 |
| Securities available for sale | 0 | 0 | 0 | 8,174,000 |
| Securities held to maturity | 1,528,000 | 1,525,000 | 22,986,000 | 32,655,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,654,000 | 331,855,000 | 342,497,000 | 349,955,000 |
| Interest-bearing deposits | 223,296,000 | 242,595,000 | 238,125,000 | 243,051,000 |
| Noninterest-bearing deposits | 79,358,000 | 89,260,000 | 104,372,000 | 106,904,000 |
| Equity capital | 23,554,000 | 24,400,000 | 25,099,000 | 32,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,970,000 | 10,245,000 | 15,726,000 | 21,258,000 |
| Interest expense | 1,308,000 | 2,617,000 | 4,010,000 | 5,258,000 |
| Net interest income | 3,662,000 | 7,628,000 | 11,716,000 | 16,000,000 |
| Noninterest income | 371,000 | 790,000 | 1,254,000 | 1,705,000 |
| Noninterest expense | 2,679,000 | 5,449,000 | 8,250,000 | 10,801,000 |
| Provision for loan losses | 263,000 | 588,000 | 1,188,000 | 2,095,000 |
| Pretax income | 1,091,000 | 2,381,000 | 3,532,000 | 4,809,000 |
| Income tax | 376,000 | 820,000 | 1,272,000 | 1,747,000 |
| Net income | 715,000 | 1,561,000 | 2,260,000 | 3,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,554,000 | 24,400,000 | 25,099,000 | 32,901,000 |
| Total capital | 26,696,000 | 27,617,000 | 28,100,000 | 36,137,000 |
| Risk-weighted assets | 259,662,000 | 287,756,000 | 280,908,000 | 298,468,000 |