Call reports 2005
SUSQUEHANNA BANK — 2005
What SUSQUEHANNA BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 952,148,000 | 2,810,962,000 | 2,942,206,000 | 2,923,502,000 |
| Total loans | 612,090,000 | 2,124,598,000 | 2,224,153,000 | 2,206,397,000 |
| Allowance for loan losses | 5,031,000 | 18,285,000 | 18,150,000 | 17,433,000 |
| Securities available for sale | 215,919,000 | 427,540,000 | 431,961,000 | 429,215,000 |
| Securities held to maturity | 6,599,000 | 6,533,000 | 6,467,000 | 6,399,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 780,201,000 | 2,063,208,000 | 2,209,042,000 | 2,272,118,000 |
| Interest-bearing deposits | 578,414,000 | 1,667,133,000 | 1,802,877,000 | 1,846,447,000 |
| Noninterest-bearing deposits | 201,787,000 | 396,075,000 | 406,165,000 | 425,671,000 |
| Equity capital | 68,688,000 | 226,246,000 | 234,769,000 | 250,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 11,353,000 | 72,658,000 | 112,185,000 | 154,176,000 |
| Interest expense | 3,154,000 | 26,678,000 | 42,072,000 | 59,055,000 |
| Net interest income | 8,199,000 | 45,980,000 | 70,113,000 | 95,121,000 |
| Noninterest income | 2,697,000 | 11,616,000 | 17,068,000 | 26,839,000 |
| Noninterest expense | 6,625,000 | 33,481,000 | 49,611,000 | 65,789,000 |
| Provision for loan losses | 240,000 | 1,000,000 | 1,000,000 | 500,000 |
| Pretax income | 4,032,000 | 23,211,000 | 36,792,000 | 55,893,000 |
| Income tax | 1,215,000 | 7,332,000 | 12,003,000 | 8,469,000 |
| Net income | 2,817,000 | 15,879,000 | 24,789,000 | 47,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,540,000 | 201,258,000 | 210,312,000 | 228,054,000 |
| Total capital | 87,571,000 | 260,573,000 | 260,963,000 | 277,987,000 |
| Risk-weighted assets | 741,457,000 | 2,413,832,000 | 2,532,347,000 | 2,530,605,000 |