Call reports 2004
SUSQUEHANNA BANK — 2004
What SUSQUEHANNA BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 905,699,000 | 919,518,000 | 937,702,000 | 949,631,000 |
| Total loans | 585,617,000 | 609,474,000 | 634,058,000 | 643,359,000 |
| Allowance for loan losses | 4,518,000 | 4,691,000 | 4,675,000 | 4,881,000 |
| Securities available for sale | 200,991,000 | 208,982,000 | 207,502,000 | 214,023,000 |
| Securities held to maturity | 4,533,000 | 4,756,000 | 4,602,000 | 4,469,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 711,937,000 | 741,421,000 | 746,836,000 | 777,840,000 |
| Interest-bearing deposits | 527,349,000 | 553,586,000 | 558,339,000 | 577,360,000 |
| Noninterest-bearing deposits | 184,588,000 | 187,835,000 | 188,497,000 | 200,480,000 |
| Equity capital | 65,765,000 | 63,883,000 | 68,434,000 | 69,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 10,055,000 | 20,440,000 | 31,111,000 | 42,228,000 |
| Interest expense | 2,432,000 | 4,907,000 | 7,569,000 | 10,512,000 |
| Net interest income | 7,623,000 | 15,533,000 | 23,542,000 | 31,716,000 |
| Noninterest income | 1,935,000 | 4,274,000 | 7,634,000 | 10,091,000 |
| Noninterest expense | 6,574,000 | 12,895,000 | 19,245,000 | 25,287,000 |
| Provision for loan losses | 190,000 | 430,000 | 670,000 | 910,000 |
| Pretax income | 2,797,000 | 6,488,000 | 11,355,000 | 15,708,000 |
| Income tax | 830,000 | 1,912,000 | 3,418,000 | 4,733,000 |
| Net income | 1,967,000 | 4,576,000 | 7,937,000 | 10,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,798,000 | 57,512,000 | 59,477,000 | 61,120,000 |
| Total capital | 80,316,000 | 82,203,000 | 84,155,000 | 86,003,000 |
| Risk-weighted assets | 647,928,000 | 692,277,000 | 713,086,000 | 727,758,000 |