Call reports 2003
SUSQUEHANNA BANK — 2003
What SUSQUEHANNA BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 843,930,000 | 849,977,000 | 876,686,000 | 886,705,000 |
| Total loans | 511,303,000 | 526,630,000 | 575,662,000 | 597,198,000 |
| Allowance for loan losses | 3,979,000 | 4,117,000 | 4,311,000 | 4,430,000 |
| Securities available for sale | 241,130,000 | 226,537,000 | 204,841,000 | 190,552,000 |
| Securities held to maturity | 3,341,000 | 3,434,000 | 3,784,000 | 4,340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 653,049,000 | 667,319,000 | 671,738,000 | 683,114,000 |
| Interest-bearing deposits | 496,337,000 | 493,723,000 | 493,250,000 | 500,616,000 |
| Noninterest-bearing deposits | 156,712,000 | 173,596,000 | 178,488,000 | 182,498,000 |
| Equity capital | 59,777,000 | 61,389,000 | 61,471,000 | 63,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 10,576,000 | 20,857,000 | 30,711,000 | 41,086,000 |
| Interest expense | 3,240,000 | 6,159,000 | 8,872,000 | 11,441,000 |
| Net interest income | 7,336,000 | 14,698,000 | 21,839,000 | 29,645,000 |
| Noninterest income | 1,618,000 | 3,385,000 | 5,507,000 | 7,607,000 |
| Noninterest expense | 6,097,000 | 12,329,000 | 18,845,000 | 25,092,000 |
| Provision for loan losses | 240,000 | 480,000 | 720,000 | 960,000 |
| Pretax income | 2,652,000 | 5,309,000 | 8,019,000 | 11,438,000 |
| Income tax | 778,000 | 1,591,000 | 2,309,000 | 3,372,000 |
| Net income | 1,874,000 | 3,718,000 | 5,710,000 | 8,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,219,000 | 50,168,000 | 52,264,000 | 54,726,000 |
| Total capital | 72,198,000 | 74,285,000 | 76,575,000 | 79,156,000 |
| Risk-weighted assets | 564,243,000 | 581,015,000 | 628,264,000 | 650,557,000 |