Call reports 2015
COMMUNITY 1ST BANK LAS VEGAS — 2015
What COMMUNITY 1ST BANK LAS VEGAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 128,381,000 | 125,779,000 | 123,743,000 | 128,565,000 |
| Total loans | 72,388,000 | 69,337,000 | 68,932,000 | 65,704,000 |
| Allowance for loan losses | 4,186,000 | 2,140,000 | 2,124,000 | 2,056,000 |
| Securities available for sale | 28,139,000 | 28,385,000 | 24,355,000 | 20,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,647,000 | 115,495,000 | 113,510,000 | 119,950,000 |
| Interest-bearing deposits | 99,911,000 | 97,286,000 | 95,546,000 | 100,636,000 |
| Noninterest-bearing deposits | 17,736,000 | 18,209,000 | 17,964,000 | 19,314,000 |
| Equity capital | 9,410,000 | 8,894,000 | 8,861,000 | 7,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,214,000 | 2,417,000 | 3,649,000 | 4,800,000 |
| Interest expense | 156,000 | 296,000 | 429,000 | 549,000 |
| Net interest income | 1,058,000 | 2,121,000 | 3,220,000 | 4,251,000 |
| Noninterest income | 280,000 | 427,000 | 556,000 | 696,000 |
| Noninterest expense | 1,364,000 | 2,782,000 | 4,152,000 | 5,638,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 1,294,000 |
| Pretax income | -32,000 | -240,000 | -382,000 | -1,985,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -32,000 | -240,000 | -382,000 | -1,985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,876,000 | 8,662,000 | 8,513,000 | 6,899,000 |
| Total capital | 9,896,000 | 9,580,000 | 9,446,000 | 7,871,000 |
| Risk-weighted assets | 78,414,000 | 72,162,000 | 73,429,000 | 76,679,000 |