Call reports 2014
COMMUNITY 1ST BANK LAS VEGAS — 2014
What COMMUNITY 1ST BANK LAS VEGAS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 146,116,000 | 138,548,000 | 134,310,000 | 132,416,000 |
| Total loans | 83,179,000 | 81,297,000 | 77,875,000 | 74,351,000 |
| Allowance for loan losses | 2,416,000 | 2,350,000 | 2,537,000 | 4,211,000 |
| Securities available for sale | 34,678,000 | 31,163,000 | 29,095,000 | 28,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,128,000 | 124,797,000 | 120,814,000 | 121,360,000 |
| Interest-bearing deposits | 114,317,000 | 106,922,000 | 102,768,000 | 103,092,000 |
| Noninterest-bearing deposits | 17,811,000 | 17,875,000 | 18,046,000 | 18,268,000 |
| Equity capital | 12,562,000 | 12,287,000 | 12,011,000 | 9,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,551,000 | 2,968,000 | 4,352,000 | 5,670,000 |
| Interest expense | 191,000 | 370,000 | 543,000 | 716,000 |
| Net interest income | 1,360,000 | 2,598,000 | 3,809,000 | 4,954,000 |
| Noninterest income | 484,000 | 911,000 | 1,275,000 | 1,648,000 |
| Noninterest expense | 1,725,000 | 3,780,000 | 5,420,000 | 7,983,000 |
| Provision for loan losses | 90,000 | 204,000 | 518,000 | 2,204,000 |
| Pretax income | -36,000 | -467,000 | -846,000 | -3,577,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -36,000 | -467,000 | -846,000 | -3,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,466,000 | 11,970,000 | 11,594,000 | 8,921,000 |
| Total capital | 13,895,000 | 13,012,000 | 12,766,000 | 10,040,000 |
| Risk-weighted assets | 113,353,000 | 95,450,000 | 92,330,000 | 86,488,000 |