Call reports 2013
COMMUNITY 1ST BANK LAS VEGAS — 2013
What COMMUNITY 1ST BANK LAS VEGAS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 160,801,000 | 158,422,000 | 156,580,000 | 152,706,000 |
| Total loans | 101,628,000 | 97,609,000 | 94,633,000 | 89,859,000 |
| Allowance for loan losses | 2,229,000 | 2,286,000 | 2,058,000 | 2,444,000 |
| Securities available for sale | 41,209,000 | 40,525,000 | 38,945,000 | 38,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,632,000 | 136,740,000 | 135,508,000 | 135,182,000 |
| Interest-bearing deposits | 124,121,000 | 117,616,000 | 116,900,000 | 116,266,000 |
| Noninterest-bearing deposits | 18,511,000 | 19,124,000 | 18,608,000 | 18,916,000 |
| Equity capital | 16,772,000 | 15,994,000 | 15,577,000 | 12,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,804,000 | 3,621,000 | 5,367,000 | 7,098,000 |
| Interest expense | 263,000 | 504,000 | 735,000 | 958,000 |
| Net interest income | 1,541,000 | 3,117,000 | 4,632,000 | 6,140,000 |
| Noninterest income | 200,000 | 541,000 | 989,000 | 1,021,000 |
| Noninterest expense | 1,687,000 | 3,387,000 | 5,009,000 | 6,825,000 |
| Provision for loan losses | 330,000 | 420,000 | 760,000 | 3,767,000 |
| Pretax income | -276,000 | 184,000 | 185,000 | -3,096,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -276,000 | 184,000 | 185,000 | -3,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,334,000 | 15,755,000 | 15,702,000 | 12,412,000 |
| Total capital | 16,582,000 | 17,059,000 | 16,984,000 | 13,626,000 |
| Risk-weighted assets | 98,917,000 | 103,325,000 | 101,783,000 | 95,870,000 |