Call reports 2012
COMMUNITY 1ST BANK LAS VEGAS — 2012
What COMMUNITY 1ST BANK LAS VEGAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 174,750,000 | 174,025,000 | 170,252,000 | 170,172,000 |
| Total loans | 109,979,000 | 109,012,000 | 107,729,000 | 102,467,000 |
| Allowance for loan losses | 2,187,000 | 2,370,000 | 2,353,000 | 1,902,000 |
| Securities available for sale | 36,731,000 | 35,802,000 | 36,564,000 | 36,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,297,000 | 154,141,000 | 150,346,000 | 150,312,000 |
| Interest-bearing deposits | 134,080,000 | 132,036,000 | 130,113,000 | 130,334,000 |
| Noninterest-bearing deposits | 21,217,000 | 22,105,000 | 20,233,000 | 19,978,000 |
| Equity capital | 17,257,000 | 17,737,000 | 17,720,000 | 17,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,278,000 | 4,565,000 | 6,693,000 | 8,636,000 |
| Interest expense | 405,000 | 756,000 | 1,084,000 | 1,409,000 |
| Net interest income | 1,873,000 | 3,809,000 | 5,609,000 | 7,227,000 |
| Noninterest income | 347,000 | 44,000 | 303,000 | 554,000 |
| Noninterest expense | 1,599,000 | 3,212,000 | 4,826,000 | 6,477,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 440,000 |
| Pretax income | 561,000 | 671,000 | 1,056,000 | 1,014,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 561,000 | 671,000 | 1,056,000 | 1,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,532,000 | 15,892,000 | 15,903,000 | 15,760,000 |
| Total capital | 16,862,000 | 17,205,000 | 17,216,000 | 17,032,000 |
| Risk-weighted assets | 105,515,000 | 104,064,000 | 104,107,000 | 101,142,000 |