Call reports 2010
COMMUNITY 1ST BANK LAS VEGAS — 2010
What COMMUNITY 1ST BANK LAS VEGAS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 177,694,000 | 180,430,000 | 183,780,000 | 179,960,000 |
| Total loans | 113,360,000 | 118,015,000 | 124,200,000 | 124,246,000 |
| Allowance for loan losses | 2,010,000 | 2,217,000 | 2,241,000 | 3,560,000 |
| Securities available for sale | 54,435,000 | 54,616,000 | 53,102,000 | 50,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,210,000 | 159,439,000 | 155,521,000 | 159,908,000 |
| Interest-bearing deposits | 142,732,000 | 141,640,000 | 136,325,000 | 142,040,000 |
| Noninterest-bearing deposits | 17,478,000 | 17,799,000 | 19,196,000 | 17,868,000 |
| Equity capital | 14,203,000 | 17,335,000 | 18,482,000 | 15,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,584,000 | 5,113,000 | 7,737,000 | 10,311,000 |
| Interest expense | 701,000 | 1,433,000 | 2,149,000 | 2,823,000 |
| Net interest income | 1,883,000 | 3,680,000 | 5,588,000 | 7,488,000 |
| Noninterest income | 137,000 | 248,000 | 380,000 | 394,000 |
| Noninterest expense | 1,247,000 | 2,517,000 | 3,896,000 | 5,292,000 |
| Provision for loan losses | 130,000 | 340,000 | 550,000 | 2,235,000 |
| Pretax income | 646,000 | 1,064,000 | 1,515,000 | 349,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 646,000 | 1,064,000 | 1,515,000 | 349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,307,000 | 15,498,000 | 15,472,000 | 13,915,000 |
| Total capital | 14,654,000 | 16,901,000 | 16,923,000 | 15,366,000 |
| Risk-weighted assets | 107,231,000 | 111,521,000 | 115,331,000 | 114,134,000 |