Call reports 2009
COMMUNITY 1ST BANK LAS VEGAS — 2009
What COMMUNITY 1ST BANK LAS VEGAS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 144,979,000 | 164,797,000 | 164,228,000 | 174,476,000 |
| Total loans | 98,125,000 | 106,063,000 | 107,445,000 | 112,175,000 |
| Allowance for loan losses | 1,365,000 | 1,494,000 | 1,608,000 | 1,806,000 |
| Securities available for sale | 40,307,000 | 51,957,000 | 51,131,000 | 56,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,894,000 | 143,202,000 | 141,757,000 | 148,447,000 |
| Interest-bearing deposits | 113,150,000 | 125,827,000 | 122,806,000 | 130,729,000 |
| Noninterest-bearing deposits | 15,744,000 | 17,375,000 | 18,951,000 | 17,718,000 |
| Equity capital | 10,299,000 | 13,047,000 | 14,261,000 | 14,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,192,000 | 4,566,000 | 6,971,000 | 9,443,000 |
| Interest expense | 655,000 | 1,398,000 | 2,107,000 | 2,858,000 |
| Net interest income | 1,537,000 | 3,168,000 | 4,864,000 | 6,585,000 |
| Noninterest income | 129,000 | 237,000 | 373,000 | 506,000 |
| Noninterest expense | 1,075,000 | 2,307,000 | 3,530,000 | 4,734,000 |
| Provision for loan losses | 164,000 | 290,000 | 400,000 | 630,000 |
| Pretax income | 427,000 | 811,000 | 1,310,000 | 1,730,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 427,000 | 811,000 | 1,310,000 | 1,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,089,000 | 13,223,000 | 13,271,000 | 13,530,000 |
| Total capital | 11,253,000 | 14,503,000 | 14,550,000 | 14,870,000 |
| Risk-weighted assets | 93,025,000 | 102,286,000 | 102,067,000 | 106,749,000 |