Call reports 2008
COMMUNITY 1ST BANK LAS VEGAS — 2008
What COMMUNITY 1ST BANK LAS VEGAS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 108,444,000 | 122,904,000 | 118,719,000 | 133,762,000 |
| Total loans | 66,913,000 | 71,093,000 | 76,725,000 | 89,221,000 |
| Allowance for loan losses | 1,041,000 | 1,052,000 | 1,113,000 | 1,198,000 |
| Securities available for sale | 32,668,000 | 34,594,000 | 32,440,000 | 38,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,808,000 | 109,987,000 | 106,043,000 | 116,075,000 |
| Interest-bearing deposits | 78,333,000 | 87,541,000 | 90,426,000 | 99,424,000 |
| Noninterest-bearing deposits | 16,475,000 | 22,446,000 | 15,617,000 | 16,651,000 |
| Equity capital | 9,847,000 | 9,203,000 | 9,015,000 | 9,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,736,000 | 3,517,000 | 5,404,000 | 7,419,000 |
| Interest expense | 602,000 | 1,204,000 | 1,831,000 | 2,469,000 |
| Net interest income | 1,134,000 | 2,313,000 | 3,573,000 | 4,950,000 |
| Noninterest income | 113,000 | 210,000 | 296,000 | 402,000 |
| Noninterest expense | 940,000 | 1,887,000 | 2,913,000 | 4,033,000 |
| Provision for loan losses | 25,000 | 101,000 | 157,000 | 277,000 |
| Pretax income | 282,000 | 535,000 | 799,000 | 1,044,000 |
| Income tax | 6,000 | 6,000 | 6,000 | 6,000 |
| Net income | 276,000 | 529,000 | 793,000 | 1,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,733,000 | 9,833,000 | 9,943,000 | 9,978,000 |
| Total capital | 10,528,000 | 10,696,000 | 10,841,000 | 11,021,000 |
| Risk-weighted assets | 63,436,000 | 68,908,000 | 71,604,000 | 83,063,000 |