Call reports 2007
COMMUNITY 1ST BANK LAS VEGAS — 2007
What COMMUNITY 1ST BANK LAS VEGAS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 102,492,000 | 102,141,000 | 102,540,000 | 106,254,000 |
| Total loans | 50,239,000 | 53,231,000 | 54,801,000 | 61,572,000 |
| Allowance for loan losses | 972,000 | 998,000 | 978,000 | 1,009,000 |
| Securities available for sale | 44,041,000 | 41,846,000 | 40,828,000 | 39,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,573,000 | 87,223,000 | 91,475,000 | 95,274,000 |
| Interest-bearing deposits | 73,408,000 | 69,064,000 | 73,638,000 | 79,374,000 |
| Noninterest-bearing deposits | 17,165,000 | 18,159,000 | 17,837,000 | 15,900,000 |
| Equity capital | 8,541,000 | 8,253,000 | 8,732,000 | 9,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,532,000 | 3,443,000 | 5,056,000 | 6,784,000 |
| Interest expense | 567,000 | 1,190,000 | 1,827,000 | 2,478,000 |
| Net interest income | 965,000 | 2,253,000 | 3,229,000 | 4,306,000 |
| Noninterest income | 104,000 | 190,000 | 282,000 | 384,000 |
| Noninterest expense | 944,000 | 1,858,000 | 2,805,000 | 3,682,000 |
| Provision for loan losses | 90,000 | 90,000 | 90,000 | 160,000 |
| Pretax income | 35,000 | 495,000 | 616,000 | 848,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 35,000 | 495,000 | 616,000 | 848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,214,000 | 9,598,000 | 9,510,000 | 9,607,000 |
| Total capital | 9,876,000 | 10,285,000 | 10,205,000 | 10,366,000 |
| Risk-weighted assets | 52,717,000 | 54,761,000 | 55,460,000 | 60,613,000 |