Call reports 2006
COMMUNITY 1ST BANK LAS VEGAS — 2006
What COMMUNITY 1ST BANK LAS VEGAS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 99,297,000 | 98,010,000 | 98,502,000 | 101,560,000 |
| Total loans | 45,100,000 | 45,427,000 | 45,844,000 | 48,758,000 |
| Allowance for loan losses | 979,000 | 913,000 | 903,000 | 862,000 |
| Securities available for sale | 47,460,000 | 46,318,000 | 46,187,000 | 44,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,567,000 | 87,391,000 | 84,600,000 | 88,990,000 |
| Interest-bearing deposits | 68,239,000 | 69,398,000 | 66,108,000 | 71,316,000 |
| Noninterest-bearing deposits | 18,328,000 | 17,993,000 | 18,492,000 | 17,674,000 |
| Equity capital | 7,997,000 | 7,017,000 | 8,398,000 | 8,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,434,000 | 2,931,000 | 4,413,000 | 5,930,000 |
| Interest expense | 437,000 | 918,000 | 1,381,000 | 1,891,000 |
| Net interest income | 997,000 | 2,013,000 | 3,032,000 | 4,039,000 |
| Noninterest income | 102,000 | 174,000 | 263,000 | 342,000 |
| Noninterest expense | 815,000 | 1,681,000 | 2,597,000 | 3,544,000 |
| Provision for loan losses | 76,000 | 76,000 | 76,000 | 76,000 |
| Pretax income | 208,000 | 443,000 | 636,000 | 775,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 208,000 | 443,000 | 636,000 | 775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,194,000 | 9,187,000 | 9,305,000 | 9,314,000 |
| Total capital | 9,798,000 | 9,788,000 | 9,917,000 | 9,958,000 |
| Risk-weighted assets | 47,989,000 | 48,335,000 | 48,716,000 | 51,413,000 |