Call reports 2005
COMMUNITY 1ST BANK LAS VEGAS — 2005
What COMMUNITY 1ST BANK LAS VEGAS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 98,442,000 | 101,933,000 | 99,394,000 | 98,449,000 |
| Total loans | 42,726,000 | 41,378,000 | 42,463,000 | 43,653,000 |
| Allowance for loan losses | 876,000 | 879,000 | 880,000 | 912,000 |
| Securities available for sale | 48,259,000 | 52,996,000 | 51,488,000 | 48,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,847,000 | 89,758,000 | 88,643,000 | 87,555,000 |
| Interest-bearing deposits | 75,480,000 | 75,166,000 | 74,087,000 | 71,664,000 |
| Noninterest-bearing deposits | 11,367,000 | 14,592,000 | 14,556,000 | 15,891,000 |
| Equity capital | 8,060,000 | 8,765,000 | 8,513,000 | 8,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,366,000 | 2,751,000 | 4,141,000 | 5,566,000 |
| Interest expense | 416,000 | 860,000 | 1,295,000 | 1,724,000 |
| Net interest income | 950,000 | 1,891,000 | 2,846,000 | 3,842,000 |
| Noninterest income | 104,000 | 185,000 | 257,000 | 330,000 |
| Noninterest expense | 807,000 | 1,588,000 | 2,403,000 | 3,130,000 |
| Provision for loan losses | 0 | 30,000 | 38,000 | 58,000 |
| Pretax income | 252,000 | 453,000 | 656,000 | 978,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 252,000 | 453,000 | 656,000 | 978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,985,000 | 9,001,000 | 8,995,000 | 9,181,000 |
| Total capital | 9,590,000 | 9,597,000 | 9,596,000 | 9,789,000 |
| Risk-weighted assets | 48,271,000 | 47,579,000 | 48,028,000 | 48,436,000 |