Call reports 2004
COMMUNITY 1ST BANK LAS VEGAS — 2004
What COMMUNITY 1ST BANK LAS VEGAS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 106,286,000 | 104,361,000 | 103,744,000 | 103,237,000 |
| Total loans | 42,928,000 | 44,018,000 | 43,828,000 | 43,565,000 |
| Allowance for loan losses | 823,000 | 845,000 | 857,000 | 893,000 |
| Securities available for sale | 57,347,000 | 54,447,000 | 53,590,000 | 50,018,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,649,000 | 87,839,000 | 86,414,000 | 90,774,000 |
| Interest-bearing deposits | 75,001,000 | 75,551,000 | 74,175,000 | 77,088,000 |
| Noninterest-bearing deposits | 11,648,000 | 12,288,000 | 12,239,000 | 13,686,000 |
| Equity capital | 9,369,000 | 7,471,000 | 8,848,000 | 8,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,385,000 | 2,789,000 | 4,200,000 | 5,603,000 |
| Interest expense | 460,000 | 894,000 | 1,337,000 | 1,777,000 |
| Net interest income | 925,000 | 1,895,000 | 2,863,000 | 3,826,000 |
| Noninterest income | 104,000 | 184,000 | 284,000 | 369,000 |
| Noninterest expense | 734,000 | 1,523,000 | 2,342,000 | 3,156,000 |
| Provision for loan losses | 157,000 | 177,000 | 188,000 | 243,000 |
| Pretax income | 223,000 | 518,000 | 767,000 | 984,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 223,000 | 518,000 | 767,000 | 984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,535,000 | 8,709,000 | 8,827,000 | 8,885,000 |
| Total capital | 9,164,000 | 9,329,000 | 9,434,000 | 9,494,000 |
| Risk-weighted assets | 50,482,000 | 49,547,000 | 48,536,000 | 48,680,000 |