Call reports 2003
COMMUNITY 1ST BANK LAS VEGAS — 2003
What COMMUNITY 1ST BANK LAS VEGAS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 90,549,000 | 97,523,000 | 94,969,000 | 103,675,000 |
| Total loans | 43,014,000 | 42,425,000 | 42,371,000 | 42,357,000 |
| Allowance for loan losses | 722,000 | 725,000 | 733,000 | 730,000 |
| Securities available for sale | 41,995,000 | 50,080,000 | 47,483,000 | 54,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,767,000 | 76,107,000 | 75,074,000 | 83,981,000 |
| Interest-bearing deposits | 64,127,000 | 64,904,000 | 63,078,000 | 71,048,000 |
| Noninterest-bearing deposits | 10,640,000 | 11,203,000 | 11,996,000 | 12,933,000 |
| Equity capital | 9,343,000 | 9,773,000 | 8,867,000 | 8,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,250,000 | 2,505,000 | 3,812,000 | 5,158,000 |
| Interest expense | 484,000 | 950,000 | 1,375,000 | 1,818,000 |
| Net interest income | 766,000 | 1,555,000 | 2,437,000 | 3,340,000 |
| Noninterest income | 91,000 | 187,000 | 278,000 | 363,000 |
| Noninterest expense | 638,000 | 1,285,000 | 1,950,000 | 2,661,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 144,000 | 330,000 | 622,000 | 935,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 144,000 | 330,000 | 622,000 | 935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,315,000 | 8,338,000 | 8,428,000 | 8,481,000 |
| Total capital | 8,887,000 | 8,933,000 | 9,023,000 | 9,097,000 |
| Risk-weighted assets | 46,188,000 | 47,668,000 | 47,489,000 | 49,424,000 |