Call reports 2002
COMMUNITY 1ST BANK LAS VEGAS — 2002
What COMMUNITY 1ST BANK LAS VEGAS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 73,805,000 | 81,796,000 | 84,090,000 | 89,131,000 |
| Total loans | 37,988,000 | 39,198,000 | 40,160,000 | 41,483,000 |
| Allowance for loan losses | 744,000 | 751,000 | 725,000 | 724,000 |
| Securities available for sale | 30,909,000 | 31,305,000 | 36,108,000 | 42,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,807,000 | 68,624,000 | 69,350,000 | 74,539,000 |
| Interest-bearing deposits | 51,323,000 | 58,145,000 | 57,617,000 | 64,016,000 |
| Noninterest-bearing deposits | 9,484,000 | 10,479,000 | 11,733,000 | 10,523,000 |
| Equity capital | 8,540,000 | 9,213,000 | 9,727,000 | 9,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,260,000 | 2,528,000 | 3,849,000 | 5,150,000 |
| Interest expense | 470,000 | 931,000 | 1,439,000 | 1,944,000 |
| Net interest income | 790,000 | 1,597,000 | 2,410,000 | 3,206,000 |
| Noninterest income | 77,000 | 195,000 | 275,000 | 344,000 |
| Noninterest expense | 560,000 | 1,154,000 | 1,763,000 | 2,380,000 |
| Provision for loan losses | 151,000 | 160,000 | 215,000 | 330,000 |
| Pretax income | 156,000 | 478,000 | 707,000 | 840,000 |
| Income tax | 0 | 0 | 0 | -29,000 |
| Net income | 156,000 | 478,000 | 707,000 | 869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,296,000 | 8,348,000 | 8,379,000 | 8,295,000 |
| Total capital | 8,794,000 | 8,873,000 | 8,920,000 | 8,855,000 |
| Risk-weighted assets | 39,709,000 | 42,042,000 | 43,234,000 | 44,897,000 |