Call reports 2026
DECATUR COUNTY BANK — 2026
What DECATUR COUNTY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 321,233,000 | 325,642,000 |
| Total loans | 253,567,000 | 258,085,000 |
| Allowance for loan losses | 2,530,000 | 2,515,000 |
| Securities available for sale | 30,511,000 | 30,614,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 291,194,000 | 295,346,000 |
| Interest-bearing deposits | 242,087,000 | 246,226,000 |
| Noninterest-bearing deposits | 49,107,000 | 49,120,000 |
| Equity capital | 26,852,000 | 26,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,651,000 | 9,387,000 |
| Interest expense | 1,701,000 | 3,441,000 |
| Net interest income | 2,950,000 | 5,946,000 |
| Noninterest income | 472,000 | 816,000 |
| Noninterest expense | 2,653,000 | 5,284,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 769,000 | 1,438,000 |
| Income tax | 0 | 25,000 |
| Net income | 769,000 | 1,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 29,430,000 | 29,385,000 |
| Total capital | 32,034,000 | 32,014,000 |
| Risk-weighted assets | 257,892,000 | 266,830,000 |