Call reports 2025
DECATUR COUNTY BANK — 2025
What DECATUR COUNTY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 287,763,000 | 295,468,000 | 301,350,000 | 317,177,000 |
| Total loans | 232,846,000 | 240,356,000 | 249,224,000 | 260,373,000 |
| Allowance for loan losses | 2,140,000 | 2,203,000 | 2,422,000 | 2,527,000 |
| Securities available for sale | 29,961,000 | 30,754,000 | 30,915,000 | 30,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,532,000 | 269,656,000 | 272,448,000 | 286,185,000 |
| Interest-bearing deposits | 216,190,000 | 226,170,000 | 227,005,000 | 237,566,000 |
| Noninterest-bearing deposits | 45,342,000 | 43,486,000 | 45,443,000 | 48,619,000 |
| Equity capital | 20,739,000 | 21,288,000 | 22,319,000 | 26,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,306,000 | 8,906,000 | 13,584,000 | 18,363,000 |
| Interest expense | 1,674,000 | 3,467,000 | 5,275,000 | 7,039,000 |
| Net interest income | 2,632,000 | 5,439,000 | 8,309,000 | 11,324,000 |
| Noninterest income | 325,000 | 634,000 | 1,067,000 | 1,438,000 |
| Noninterest expense | 2,517,000 | 5,001,000 | 7,544,000 | 10,059,000 |
| Provision for loan losses | 0 | 61,000 | 277,000 | 373,000 |
| Pretax income | 440,000 | 1,021,000 | 1,551,000 | 2,372,000 |
| Income tax | 0 | 0 | 0 | 15,000 |
| Net income | 440,000 | 1,021,000 | 1,551,000 | 2,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,052,000 | 24,439,000 | 24,759,000 | 28,960,000 |
| Total capital | 26,308,000 | 26,749,000 | 27,302,000 | 31,561,000 |
| Risk-weighted assets | 240,972,000 | 240,746,000 | 249,842,000 | 263,035,000 |
Machine access — free, no API key
Every figure shown here about DECATUR COUNTY BANK — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.