Call reports 2023
DECATUR COUNTY BANK — 2023
What DECATUR COUNTY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 262,133,000 | 269,928,000 | 268,828,000 | 276,848,000 |
| Total loans | 207,304,000 | 216,537,000 | 214,660,000 | 220,877,000 |
| Allowance for loan losses | 1,562,000 | 1,737,000 | 1,785,000 | 1,998,000 |
| Securities available for sale | 29,142,000 | 27,535,000 | 26,368,000 | 26,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,433,000 | 241,267,000 | 242,862,000 | 250,373,000 |
| Interest-bearing deposits | 192,502,000 | 198,471,000 | 194,840,000 | 200,208,000 |
| Noninterest-bearing deposits | 43,931,000 | 42,796,000 | 48,022,000 | 50,165,000 |
| Equity capital | 17,157,000 | 17,069,000 | 16,332,000 | 19,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,272,000 | 6,941,000 | 10,883,000 | 14,955,000 |
| Interest expense | 983,000 | 2,446,000 | 4,058,000 | 5,730,000 |
| Net interest income | 2,289,000 | 4,495,000 | 6,825,000 | 9,225,000 |
| Noninterest income | 246,000 | 502,000 | 748,000 | 3,918,000 |
| Noninterest expense | 2,006,000 | 4,021,000 | 6,133,000 | 8,851,000 |
| Provision for loan losses | 111,000 | 287,000 | 417,000 | 739,000 |
| Pretax income | 504,000 | 845,000 | 1,266,000 | 3,517,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 55,000 |
| Net income | 502,000 | 843,000 | 1,264,000 | 3,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,938,000 | 21,424,000 | 21,620,000 | 22,607,000 |
| Total capital | 22,500,000 | 23,161,000 | 23,405,000 | 24,709,000 |
| Risk-weighted assets | 212,927,000 | 220,942,000 | 220,235,000 | 225,406,000 |