Call reports 2022
DECATUR COUNTY BANK — 2022
What DECATUR COUNTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 205,349,000 | 219,375,000 | 228,575,000 | 253,565,000 |
| Total loans | 152,898,000 | 173,862,000 | 184,511,000 | 190,000,000 |
| Allowance for loan losses | 1,588,000 | 1,573,000 | 1,596,000 | 1,451,000 |
| Securities available for sale | 30,689,000 | 29,073,000 | 27,431,000 | 28,143,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,379,000 | 196,385,000 | 205,733,000 | 229,480,000 |
| Interest-bearing deposits | 131,144,000 | 146,213,000 | 153,351,000 | 171,654,000 |
| Noninterest-bearing deposits | 53,235,000 | 50,172,000 | 52,382,000 | 57,826,000 |
| Equity capital | 17,822,000 | 16,788,000 | 16,343,000 | 16,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,114,000 | 4,388,000 | 6,893,000 | 9,788,000 |
| Interest expense | 118,000 | 263,000 | 540,000 | 1,127,000 |
| Net interest income | 1,996,000 | 4,125,000 | 6,353,000 | 8,661,000 |
| Noninterest income | 154,000 | 365,000 | 677,000 | 893,000 |
| Noninterest expense | 1,489,000 | 3,015,000 | 4,646,000 | 6,971,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 40,000 |
| Pretax income | 703,000 | 1,517,000 | 2,406,000 | 2,585,000 |
| Income tax | 40,000 | 34,000 | 63,000 | 47,000 |
| Net income | 663,000 | 1,483,000 | 2,343,000 | 2,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,737,000 | 20,256,000 | 20,846,000 | 20,697,000 |
| Total capital | 21,325,000 | 21,830,000 | 22,442,000 | 22,148,000 |
| Risk-weighted assets | 162,422,000 | 183,311,000 | 191,057,000 | 201,297,000 |