Call reports 2021
DECATUR COUNTY BANK — 2021
What DECATUR COUNTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 188,124,000 | 195,588,000 | 202,023,000 | 198,953,000 |
| Total loans | 135,203,000 | 141,556,000 | 135,748,000 | 137,843,000 |
| Allowance for loan losses | 1,391,000 | 1,472,000 | 1,491,000 | 1,583,000 |
| Securities available for sale | 23,878,000 | 23,805,000 | 25,373,000 | 30,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,314,000 | 170,905,000 | 178,180,000 | 176,268,000 |
| Interest-bearing deposits | 113,107,000 | 118,288,000 | 126,379,000 | 124,915,000 |
| Noninterest-bearing deposits | 51,207,000 | 52,617,000 | 51,801,000 | 51,353,000 |
| Equity capital | 16,133,000 | 17,028,000 | 17,621,000 | 19,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,115,000 | 4,544,000 | 6,535,000 | 8,542,000 |
| Interest expense | 154,000 | 291,000 | 427,000 | 559,000 |
| Net interest income | 1,961,000 | 4,253,000 | 6,108,000 | 7,983,000 |
| Noninterest income | 157,000 | 328,000 | 509,000 | 3,081,000 |
| Noninterest expense | 1,309,000 | 2,689,000 | 5,149,000 | 6,566,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 719,000 | 1,712,000 | 1,199,000 | 4,139,000 |
| Income tax | 32,000 | 60,000 | 59,000 | 246,000 |
| Net income | 687,000 | 1,652,000 | 1,140,000 | 3,893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,207,000 | 17,981,000 | 17,244,000 | 19,270,000 |
| Total capital | 18,598,000 | 19,453,000 | 18,735,000 | 20,853,000 |
| Risk-weighted assets | 134,295,000 | 143,792,000 | 147,682,000 | 149,593,000 |
Machine access — free, no API key
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