Call reports 2020
DECATUR COUNTY BANK — 2020
What DECATUR COUNTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 142,251,000 | 168,718,000 | 163,946,000 | 188,128,000 |
| Total loans | 106,273,000 | 120,618,000 | 123,344,000 | 129,664,000 |
| Allowance for loan losses | 1,004,000 | 1,371,000 | 1,251,000 | 1,327,000 |
| Securities available for sale | 15,378,000 | 18,199,000 | 20,147,000 | 21,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,479,000 | 144,598,000 | 144,986,000 | 164,215,000 |
| Interest-bearing deposits | 91,966,000 | 102,202,000 | 102,505,000 | 110,830,000 |
| Noninterest-bearing deposits | 32,513,000 | 42,396,000 | 42,481,000 | 53,385,000 |
| Equity capital | 10,020,000 | 11,294,000 | 11,426,000 | 16,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,785,000 | 4,032,000 | 5,772,000 | 7,521,000 |
| Interest expense | 269,000 | 499,000 | 689,000 | 855,000 |
| Net interest income | 1,516,000 | 3,533,000 | 5,083,000 | 6,666,000 |
| Noninterest income | 122,000 | 227,000 | 350,000 | 504,000 |
| Noninterest expense | 1,257,000 | 2,501,000 | 3,855,000 | 5,291,000 |
| Provision for loan losses | 175,000 | 599,000 | 674,000 | 749,000 |
| Pretax income | 308,000 | 762,000 | 1,006,000 | 1,232,000 |
| Income tax | 25,000 | 49,000 | 59,000 | 105,000 |
| Net income | 283,000 | 713,000 | 947,000 | 1,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,185,000 | 11,507,000 | 11,571,000 | 16,629,000 |
| Total capital | 12,189,000 | 12,878,000 | 12,822,000 | 17,956,000 |
| Risk-weighted assets | 108,553,000 | 113,202,000 | 113,966,000 | 129,501,000 |
Machine access — free, no API key
Every figure shown here about DECATUR COUNTY BANK — 2020 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.