Call reports 2019
DECATUR COUNTY BANK — 2019
What DECATUR COUNTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 120,508,000 | 127,644,000 | 132,003,000 | 133,941,000 |
| Total loans | 90,744,000 | 95,711,000 | 100,033,000 | 103,956,000 |
| Allowance for loan losses | 701,000 | 732,000 | 780,000 | 834,000 |
| Securities available for sale | 17,495,000 | 18,012,000 | 15,987,000 | 15,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,066,000 | 113,298,000 | 117,370,000 | 119,286,000 |
| Interest-bearing deposits | 82,195,000 | 87,482,000 | 87,531,000 | 89,936,000 |
| Noninterest-bearing deposits | 24,871,000 | 25,816,000 | 29,839,000 | 29,350,000 |
| Equity capital | 7,930,000 | 8,929,000 | 9,260,000 | 9,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,585,000 | 3,209,000 | 4,990,000 | 6,708,000 |
| Interest expense | 263,000 | 551,000 | 844,000 | 1,135,000 |
| Net interest income | 1,322,000 | 2,658,000 | 4,146,000 | 5,573,000 |
| Noninterest income | 109,000 | 225,000 | 348,000 | 486,000 |
| Noninterest expense | 1,237,000 | 2,479,000 | 3,741,000 | 5,008,000 |
| Provision for loan losses | 75,000 | 135,000 | 195,000 | 265,000 |
| Pretax income | 142,000 | 292,000 | 617,000 | 845,000 |
| Income tax | -1,000 | 8,000 | 23,000 | 33,000 |
| Net income | 143,000 | 284,000 | 594,000 | 812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,061,000 | 9,733,000 | 9,967,000 | 10,273,000 |
| Total capital | 9,762,000 | 10,465,000 | 10,747,000 | 11,107,000 |
| Risk-weighted assets | 95,384,000 | 98,278,000 | 101,242,000 | 104,031,000 |