Call reports 2018
DECATUR COUNTY BANK — 2018
What DECATUR COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 102,517,000 | 110,432,000 | 113,672,000 | 117,858,000 |
| Total loans | 65,293,000 | 78,975,000 | 82,111,000 | 86,968,000 |
| Allowance for loan losses | 602,000 | 538,000 | 617,000 | 625,000 |
| Securities available for sale | 27,931,000 | 21,171,000 | 19,851,000 | 20,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,213,000 | 90,692,000 | 97,768,000 | 100,746,000 |
| Interest-bearing deposits | 70,493,000 | 71,036,000 | 77,220,000 | 78,428,000 |
| Noninterest-bearing deposits | 17,720,000 | 19,656,000 | 20,548,000 | 22,318,000 |
| Equity capital | 7,560,000 | 7,647,000 | 7,489,000 | 7,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,164,000 | 2,496,000 | 3,937,000 | 5,397,000 |
| Interest expense | 110,000 | 263,000 | 473,000 | 711,000 |
| Net interest income | 1,054,000 | 2,233,000 | 3,464,000 | 4,686,000 |
| Noninterest income | 127,000 | 280,000 | 404,000 | 506,000 |
| Noninterest expense | 948,000 | 2,000,000 | 3,198,000 | 4,398,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 75,000 |
| Pretax income | 177,000 | 421,000 | 517,000 | 616,000 |
| Income tax | 1,000 | 6,000 | 1,000 | -1,000 |
| Net income | 176,000 | 415,000 | 516,000 | 617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,747,000 | 8,911,000 | 8,939,000 | 8,967,000 |
| Total capital | 9,349,000 | 9,449,000 | 9,556,000 | 9,592,000 |
| Risk-weighted assets | 76,689,000 | 87,203,000 | 89,922,000 | 94,069,000 |