Call reports 2017
DECATUR COUNTY BANK — 2017
What DECATUR COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 91,713,000 | 92,600,000 | 93,612,000 | 91,509,000 |
| Total loans | 49,703,000 | 49,560,000 | 50,963,000 | 49,856,000 |
| Allowance for loan losses | 531,000 | 601,000 | 608,000 | 594,000 |
| Securities available for sale | 29,674,000 | 30,152,000 | 30,101,000 | 29,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,407,000 | 78,714,000 | 79,582,000 | 77,879,000 |
| Interest-bearing deposits | 62,570,000 | 62,053,000 | 62,251,000 | 61,295,000 |
| Noninterest-bearing deposits | 15,837,000 | 16,661,000 | 17,331,000 | 16,584,000 |
| Equity capital | 7,167,000 | 7,884,000 | 7,975,000 | 7,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,039,000 | 2,082,000 | 3,144,000 | 4,193,000 |
| Interest expense | 90,000 | 181,000 | 274,000 | 364,000 |
| Net interest income | 949,000 | 1,901,000 | 2,870,000 | 3,829,000 |
| Noninterest income | 130,000 | 289,000 | 432,000 | 551,000 |
| Noninterest expense | 880,000 | 1,744,000 | 2,615,000 | 3,615,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 200,000 | 448,000 | 694,000 | 807,000 |
| Income tax | 12,000 | 28,000 | 45,000 | 30,000 |
| Net income | 188,000 | 420,000 | 649,000 | 777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,157,000 | 8,329,000 | 8,497,000 | 8,644,000 |
| Total capital | 8,688,000 | 8,930,000 | 9,105,000 | 9,238,000 |
| Risk-weighted assets | 61,949,000 | 61,793,000 | 63,009,000 | 62,091,000 |