Call reports 2016
DECATUR COUNTY BANK — 2016
What DECATUR COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 90,742,000 | 89,126,000 | 90,181,000 | 88,528,000 |
| Total loans | 50,387,000 | 50,560,000 | 52,262,000 | 50,687,000 |
| Allowance for loan losses | 633,000 | 563,000 | 541,000 | 540,000 |
| Securities available for sale | 28,522,000 | 27,170,000 | 26,912,000 | 26,134,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,570,000 | 74,785,000 | 75,916,000 | 74,961,000 |
| Interest-bearing deposits | 61,357,000 | 60,535,000 | 60,276,000 | 60,073,000 |
| Noninterest-bearing deposits | 15,213,000 | 14,250,000 | 15,640,000 | 14,888,000 |
| Equity capital | 7,676,000 | 7,916,000 | 8,111,000 | 6,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,061,000 | 2,111,000 | 3,172,000 | 4,209,000 |
| Interest expense | 105,000 | 200,000 | 302,000 | 397,000 |
| Net interest income | 956,000 | 1,911,000 | 2,870,000 | 3,812,000 |
| Noninterest income | 127,000 | 258,000 | 416,000 | 546,000 |
| Noninterest expense | 925,000 | 1,911,000 | 2,792,000 | 3,693,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 198,000 | 355,000 | 642,000 | 813,000 |
| Income tax | 7,000 | 11,000 | 6,000 | 30,000 |
| Net income | 191,000 | 344,000 | 636,000 | 783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,606,000 | 7,656,000 | 7,897,000 | 8,038,000 |
| Total capital | 8,239,000 | 8,219,000 | 8,438,000 | 8,579,000 |
| Risk-weighted assets | 60,342,000 | 61,218,000 | 62,523,000 | 61,675,000 |