Call reports 2014
DECATUR COUNTY BANK — 2014
What DECATUR COUNTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 86,949,000 | 87,128,000 | 86,125,000 | 86,295,000 |
| Total loans | 52,623,000 | 51,614,000 | 52,168,000 | 51,894,000 |
| Allowance for loan losses | 753,000 | 743,000 | 745,000 | 756,000 |
| Securities available for sale | 24,277,000 | 26,318,000 | 24,540,000 | 24,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,694,000 | 72,438,000 | 71,161,000 | 72,473,000 |
| Interest-bearing deposits | 60,355,000 | 59,691,000 | 57,965,000 | 59,330,000 |
| Noninterest-bearing deposits | 12,339,000 | 12,747,000 | 13,196,000 | 13,143,000 |
| Equity capital | 7,779,000 | 8,259,000 | 8,579,000 | 6,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,083,000 | 2,158,000 | 3,296,000 | 4,327,000 |
| Interest expense | 125,000 | 228,000 | 329,000 | 426,000 |
| Net interest income | 958,000 | 1,930,000 | 2,967,000 | 3,901,000 |
| Noninterest income | 156,000 | 308,000 | 459,000 | 608,000 |
| Noninterest expense | 928,000 | 1,831,000 | 2,753,000 | 6,092,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 186,000 | 417,000 | 768,000 | -1,454,000 |
| Income tax | 6,000 | 16,000 | 43,000 | -98,000 |
| Net income | 180,000 | 401,000 | 725,000 | -1,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,355,000 | 8,558,000 | 8,849,000 | 6,625,000 |
| Total capital | 9,108,000 | 9,301,000 | 9,594,000 | 7,364,000 |
| Risk-weighted assets | 60,208,000 | 59,397,000 | 59,590,000 | 59,118,000 |