Call reports 2009
DECATUR COUNTY BANK — 2009
What DECATUR COUNTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 88,286,000 | 92,694,000 | 88,795,000 | 88,623,000 |
| Total loans | 54,492,000 | 52,925,000 | 53,713,000 | 49,365,000 |
| Allowance for loan losses | 747,000 | 405,000 | 423,000 | 614,000 |
| Securities available for sale | 26,494,000 | 29,415,000 | 24,917,000 | 27,908,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,707,000 | 72,653,000 | 68,180,000 | 70,359,000 |
| Interest-bearing deposits | 58,439,000 | 63,288,000 | 58,316,000 | 59,940,000 |
| Noninterest-bearing deposits | 9,268,000 | 9,365,000 | 9,864,000 | 10,419,000 |
| Equity capital | 9,971,000 | 9,163,000 | 9,739,000 | 7,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,191,000 | 2,302,000 | 3,454,000 | 4,563,000 |
| Interest expense | 525,000 | 1,037,000 | 1,560,000 | 2,074,000 |
| Net interest income | 666,000 | 1,265,000 | 1,894,000 | 2,489,000 |
| Noninterest income | 152,000 | 308,000 | 464,000 | 628,000 |
| Noninterest expense | 769,000 | 1,558,000 | 2,336,000 | 3,350,000 |
| Provision for loan losses | 20,000 | 340,000 | 385,000 | 2,295,000 |
| Pretax income | 77,000 | -246,000 | -193,000 | -2,332,000 |
| Income tax | 0 | -5,000 | -10,000 | -173,000 |
| Net income | 77,000 | -241,000 | -183,000 | -2,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,030,000 | 11,541,000 | 11,517,000 | 9,540,000 |
| Total capital | 12,777,000 | 11,946,000 | 11,940,000 | 10,154,000 |
| Risk-weighted assets | 59,538,000 | 60,094,000 | 59,767,000 | 56,941,000 |
Machine access — free, no API key
Every figure shown here about DECATUR COUNTY BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.