Call reports 2004

DECATUR COUNTY BANK — 2004

Name: DECATUR COUNTY BANK — FFIEC call report 2004
Creator: DECATUR COUNTY BANK

What DECATUR COUNTY BANK reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/8b1b52bd-eb71-4ae1-a866-0217b0a27095/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	78,422,000	82,059,000	81,811,000	86,602,000
Total loans	32,160,000	31,709,000	31,757,000	33,655,000
Allowance for loan losses	469,000	475,000	484,000	468,000
Securities available for sale	33,617,000	39,250,000	40,175,000	40,904,000
Securities held to maturity	396,000	396,000	60,000	0
Trading assets	0	0	0	0
Total deposits	58,884,000	58,902,000	57,612,000	60,030,000
Interest-bearing deposits	51,529,000	51,046,000	49,914,000	49,214,000
Noninterest-bearing deposits	7,355,000	7,856,000	7,698,000	10,816,000
Equity capital	10,988,000	9,784,000	10,626,000	10,403,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	960,000	1,929,000	2,944,000	3,923,000
Interest expense	400,000	807,000	1,233,000	1,665,000
Net interest income	560,000	1,122,000	1,711,000	2,258,000
Noninterest income	127,000	265,000	412,000	547,000
Noninterest expense	546,000	1,113,000	1,678,000	2,308,000
Provision for loan losses	15,000	30,000	45,000	60,000
Pretax income	175,000	293,000	448,000	498,000
Income tax	8,000	16,000	26,000	16,000
Net income	167,000	277,000	422,000	482,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	10,146,000	10,154,000	10,247,000	10,308,000
Total capital	10,615,000	10,629,000	10,731,000	10,776,000
Risk-weighted assets	40,875,000	41,804,000	41,619,000	45,807,000