Call reports 2002
DECATUR COUNTY BANK — 2002
What DECATUR COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 74,344,000 | 75,274,000 | 75,009,000 | 74,073,000 |
| Total loans | 33,822,000 | 34,394,000 | 34,339,000 | 35,108,000 |
| Allowance for loan losses | 575,000 | 500,000 | 387,000 | 421,000 |
| Securities available for sale | 31,745,000 | 31,631,000 | 33,134,000 | 30,473,000 |
| Securities held to maturity | 1,586,000 | 1,171,000 | 1,001,000 | 866,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,175,000 | 56,272,000 | 55,401,000 | 55,198,000 |
| Interest-bearing deposits | 50,674,000 | 49,766,000 | 49,205,000 | 48,688,000 |
| Noninterest-bearing deposits | 5,501,000 | 6,506,000 | 6,196,000 | 6,510,000 |
| Equity capital | 9,579,000 | 10,311,000 | 10,774,000 | 10,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,108,000 | 2,195,000 | 3,249,000 | 4,283,000 |
| Interest expense | 512,000 | 992,000 | 1,476,000 | 1,936,000 |
| Net interest income | 596,000 | 1,203,000 | 1,773,000 | 2,347,000 |
| Noninterest income | 115,000 | 229,000 | 333,000 | 480,000 |
| Noninterest expense | 518,000 | 1,029,000 | 1,544,000 | 2,072,000 |
| Provision for loan losses | 4,000 | 9,000 | 13,000 | 60,000 |
| Pretax income | 233,000 | 453,000 | 625,000 | 808,000 |
| Income tax | 30,000 | 79,000 | 111,000 | 137,000 |
| Net income | 203,000 | 374,000 | 514,000 | 671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,821,000 | 9,994,000 | 10,115,000 | 9,771,000 |
| Total capital | 10,355,000 | 10,494,000 | 10,502,000 | 10,192,000 |
| Risk-weighted assets | 42,672,000 | 43,162,000 | 42,721,000 | 43,734,000 |