Call reports 2001
DECATUR COUNTY BANK — 2001
What DECATUR COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 71,373,000 | 72,773,000 | 73,227,000 | 74,086,000 |
| Total loans | 34,012,000 | 32,970,000 | 34,232,000 | 33,200,000 |
| Allowance for loan losses | 613,000 | 580,000 | 556,000 | 561,000 |
| Securities available for sale | 27,462,000 | 28,267,000 | 30,055,000 | 31,746,000 |
| Securities held to maturity | 2,860,000 | 2,548,000 | 2,546,000 | 1,586,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,071,000 | 53,952,000 | 54,452,000 | 55,696,000 |
| Interest-bearing deposits | 48,009,000 | 48,662,000 | 48,944,000 | 50,342,000 |
| Noninterest-bearing deposits | 6,062,000 | 5,290,000 | 5,508,000 | 5,354,000 |
| Equity capital | 9,372,000 | 9,434,000 | 9,862,000 | 9,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,275,000 | 2,570,000 | 3,832,000 | 5,013,000 |
| Interest expense | 649,000 | 1,309,000 | 1,974,000 | 2,563,000 |
| Net interest income | 626,000 | 1,261,000 | 1,858,000 | 2,450,000 |
| Noninterest income | 78,000 | 158,000 | 240,000 | 327,000 |
| Noninterest expense | 519,000 | 1,060,000 | 1,576,000 | 2,110,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 185,000 | 368,000 | 549,000 | 809,000 |
| Income tax | 45,000 | 82,000 | 107,000 | 162,000 |
| Net income | 140,000 | 286,000 | 442,000 | 647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,184,000 | 9,330,000 | 9,456,000 | 9,661,000 |
| Total capital | 9,701,000 | 9,844,000 | 9,979,000 | 10,183,000 |
| Risk-weighted assets | 41,235,000 | 41,018,000 | 42,023,000 | 41,754,000 |