Call reports 2025
CIVISTA BANK — 2025
What CIVISTA BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,140,665,000 | 4,176,759,000 | 4,105,295,000 | 4,326,380,000 |
| Total loans | 3,108,360,000 | 3,161,857,000 | 3,104,006,000 | 3,277,227,000 |
| Allowance for loan losses | 40,284,000 | 40,455,000 | 40,254,000 | 42,020,000 |
| Securities available for sale | 645,017,000 | 642,427,000 | 653,144,000 | 680,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,845,000 | 3,130,000 | 3,632,000 | 3,494,000 |
| Total deposits | 3,250,621,000 | 3,204,666,000 | 3,240,343,000 | 3,490,179,000 |
| Interest-bearing deposits | 2,590,205,000 | 2,548,598,000 | 2,578,530,000 | 2,764,432,000 |
| Noninterest-bearing deposits | 660,416,000 | 656,068,000 | 661,813,000 | 725,747,000 |
| Equity capital | 467,620,000 | 471,967,000 | 569,670,000 | 617,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 53,669,000 | 109,376,000 | 163,803,000 | 222,571,000 |
| Interest expense | 19,800,000 | 40,091,000 | 59,616,000 | 77,767,000 |
| Net interest income | 33,869,000 | 69,285,000 | 104,187,000 | 144,804,000 |
| Noninterest income | 8,010,000 | 15,229,000 | 25,371,000 | 32,209,000 |
| Noninterest expense | 26,634,000 | 53,790,000 | 81,573,000 | 112,423,000 |
| Provision for loan losses | 1,248,000 | 2,419,000 | 2,797,000 | 3,521,000 |
| Pretax income | 13,678,000 | 28,132,000 | 45,193,000 | 61,213,000 |
| Income tax | 2,024,000 | 4,161,000 | 7,371,000 | 10,439,000 |
| Net income | 11,654,000 | 23,971,000 | 37,822,000 | 50,774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 386,065,000 | 392,749,000 | 481,150,000 | 513,987,000 |
| Total capital | 425,977,000 | 432,886,000 | 520,304,000 | 554,861,000 |
| Risk-weighted assets | 3,188,875,000 | 3,207,119,000 | 3,127,819,000 | 3,265,571,000 |