Call reports 2023
CIVISTA BANK — 2023
What CIVISTA BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,580,646,000 | 3,609,742,000 | 3,718,311,000 | 3,842,524,000 |
| Total loans | 2,581,531,000 | 2,639,295,000 | 2,756,479,000 | 2,863,452,000 |
| Allowance for loan losses | 34,196,000 | 35,149,000 | 35,280,000 | 37,160,000 |
| Securities available for sale | 625,627,000 | 615,712,000 | 591,887,000 | 617,057,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,870,290,000 | 2,956,392,000 | 2,805,124,000 | 2,993,171,000 |
| Interest-bearing deposits | 1,904,549,000 | 1,940,313,000 | 1,993,129,000 | 2,213,329,000 |
| Noninterest-bearing deposits | 965,741,000 | 1,016,079,000 | 811,995,000 | 779,842,000 |
| Equity capital | 420,623,000 | 432,463,000 | 414,784,000 | 450,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 41,496,000 | 84,800,000 | 130,552,000 | 179,115,000 |
| Interest expense | 7,769,000 | 18,568,000 | 31,610,000 | 48,914,000 |
| Net interest income | 33,727,000 | 66,232,000 | 98,942,000 | 130,201,000 |
| Noninterest income | 11,466,000 | 20,488,000 | 28,690,000 | 37,506,000 |
| Noninterest expense | 27,297,000 | 54,852,000 | 81,398,000 | 106,985,000 |
| Provision for loan losses | 620,000 | 1,481,000 | 2,111,000 | 4,436,000 |
| Pretax income | 17,075,000 | 29,922,000 | 43,528,000 | 55,771,000 |
| Income tax | 2,870,000 | 4,918,000 | 7,106,000 | 8,934,000 |
| Net income | 14,205,000 | 25,004,000 | 36,422,000 | 46,837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 334,108,000 | 352,121,000 | 358,455,000 | 363,033,000 |
| Total capital | 368,418,000 | 386,942,000 | 394,645,000 | 400,047,000 |
| Risk-weighted assets | 2,741,306,000 | 2,781,462,000 | 2,892,096,000 | 2,957,096,000 |
Machine access — free, no API key
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