Call reports 2021
CIVISTA BANK — 2021
What CIVISTA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,053,655,000 | 2,920,369,000 | 2,947,617,000 | 3,006,039,000 |
| Total loans | 2,071,008,000 | 2,025,814,000 | 2,010,624,000 | 1,999,851,000 |
| Allowance for loan losses | 26,133,000 | 26,197,000 | 26,568,000 | 26,641,000 |
| Securities available for sale | 356,060,000 | 457,043,000 | 497,391,000 | 559,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 12,609,000 | 14,521,000 | 12,858,000 | 0 |
| Total deposits | 2,496,065,000 | 2,420,462,000 | 2,445,179,000 | 2,462,301,000 |
| Interest-bearing deposits | 1,558,308,000 | 1,549,268,000 | 1,602,274,000 | 1,627,795,000 |
| Noninterest-bearing deposits | 937,757,000 | 871,194,000 | 842,905,000 | 834,506,000 |
| Equity capital | 345,420,000 | 350,961,000 | 353,319,000 | 408,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 25,702,000 | 51,188,000 | 76,962,000 | 101,687,000 |
| Interest expense | 1,711,000 | 3,183,000 | 4,354,000 | 5,361,000 |
| Net interest income | 23,991,000 | 48,005,000 | 72,608,000 | 96,326,000 |
| Noninterest income | 9,024,000 | 16,605,000 | 22,595,000 | 29,562,000 |
| Noninterest expense | 19,091,000 | 41,941,000 | 61,059,000 | 78,385,000 |
| Provision for loan losses | 830,000 | 830,000 | 830,000 | 830,000 |
| Pretax income | 13,093,000 | 23,622,000 | 35,101,000 | 48,459,000 |
| Income tax | 2,142,000 | 3,484,000 | 5,340,000 | 7,438,000 |
| Net income | 10,951,000 | 20,138,000 | 29,761,000 | 41,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 258,214,000 | 261,865,000 | 266,850,000 | 312,671,000 |
| Total capital | 283,091,000 | 287,655,000 | 293,332,000 | 338,383,000 |
| Risk-weighted assets | 1,900,299,000 | 1,973,708,000 | 2,028,885,000 | 2,056,036,000 |