Call reports 2018
CIVISTA BANK — 2018
What CIVISTA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,596,533,000 | 1,544,141,000 | 2,079,433,000 | 2,133,513,000 |
| Total loans | 1,156,137,000 | 1,184,090,000 | 1,519,669,000 | 1,563,332,000 |
| Allowance for loan losses | 12,814,000 | 12,867,000 | 13,331,000 | 13,679,000 |
| Securities available for sale | 234,042,000 | 231,013,000 | 316,966,000 | 346,294,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,065,000 | 2,375,000 | 2,059,000 | 2,837,000 |
| Total deposits | 1,321,434,000 | 1,171,649,000 | 1,591,525,000 | 1,599,698,000 |
| Interest-bearing deposits | 755,446,000 | 754,387,000 | 1,111,228,000 | 1,111,810,000 |
| Noninterest-bearing deposits | 565,988,000 | 417,262,000 | 480,297,000 | 487,888,000 |
| Equity capital | 171,448,000 | 176,252,000 | 287,945,000 | 288,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 15,913,000 | 32,067,000 | 49,936,000 | 73,633,000 |
| Interest expense | 864,000 | 1,921,000 | 3,633,000 | 6,250,000 |
| Net interest income | 15,049,000 | 30,146,000 | 46,303,000 | 67,383,000 |
| Noninterest income | 5,589,000 | 9,982,000 | 13,647,000 | 18,631,000 |
| Noninterest expense | 12,165,000 | 25,147,000 | 39,045,000 | 55,598,000 |
| Provision for loan losses | 0 | 0 | 390,000 | 780,000 |
| Pretax income | 8,473,000 | 14,987,000 | 20,129,000 | 29,223,000 |
| Income tax | 1,317,000 | 2,281,000 | 3,016,000 | 4,390,000 |
| Net income | 7,156,000 | 12,706,000 | 17,113,000 | 24,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 154,096,000 | 159,452,000 | 216,734,000 | 213,922,000 |
| Total capital | 167,902,000 | 173,319,000 | 231,075,000 | 228,620,000 |
| Risk-weighted assets | 1,219,537,000 | 1,245,238,000 | 1,562,150,000 | 1,614,068,000 |