Call reports 2017
CIVISTA BANK — 2017
What CIVISTA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,567,593,000 | 1,460,693,000 | 1,494,831,000 | 1,521,910,000 |
| Total loans | 1,076,980,000 | 1,105,545,000 | 1,146,654,000 | 1,166,858,000 |
| Allowance for loan losses | 13,300,000 | 13,047,000 | 12,946,000 | 13,134,000 |
| Securities available for sale | 222,488,000 | 229,440,000 | 228,601,000 | 230,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,760,000 | 1,706,000 | 1,706,000 | 1,560,000 |
| Total deposits | 1,349,264,000 | 1,199,220,000 | 1,232,663,000 | 1,235,053,000 |
| Interest-bearing deposits | 741,704,000 | 773,269,000 | 843,750,000 | 842,959,000 |
| Noninterest-bearing deposits | 607,559,000 | 425,951,000 | 388,913,000 | 392,094,000 |
| Equity capital | 154,933,000 | 159,799,000 | 163,780,000 | 167,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 13,684,000 | 27,912,000 | 42,749,000 | 58,587,000 |
| Interest expense | 558,000 | 1,161,000 | 2,050,000 | 3,057,000 |
| Net interest income | 13,126,000 | 26,751,000 | 40,699,000 | 55,530,000 |
| Noninterest income | 5,132,000 | 9,231,000 | 12,704,000 | 16,310,000 |
| Noninterest expense | 11,148,000 | 23,160,000 | 34,806,000 | 46,609,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 7,110,000 | 12,822,000 | 18,588,000 | 25,243,000 |
| Income tax | 2,096,000 | 3,697,000 | 5,291,000 | 7,765,000 |
| Net income | 5,014,000 | 9,125,000 | 13,297,000 | 17,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,945,000 | 139,928,000 | 143,968,000 | 147,473,000 |
| Total capital | 150,016,000 | 153,751,000 | 157,696,000 | 161,394,000 |
| Risk-weighted assets | 1,119,771,000 | 1,143,099,000 | 1,185,673,000 | 1,210,999,000 |