Call reports 2013
CIVISTA BANK — 2013
What CIVISTA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,169,485,000 | 1,138,609,000 | 1,143,676,000 | 1,164,855,000 |
| Total loans | 807,148,000 | 810,862,000 | 824,461,000 | 861,679,000 |
| Allowance for loan losses | 19,710,000 | 19,405,000 | 17,297,000 | 16,528,000 |
| Securities available for sale | 204,871,000 | 199,344,000 | 199,923,000 | 199,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 10,000 | 492,000 | 286,000 |
| Total deposits | 975,898,000 | 949,278,000 | 954,076,000 | 975,190,000 |
| Interest-bearing deposits | 742,804,000 | 723,587,000 | 721,654,000 | 707,499,000 |
| Noninterest-bearing deposits | 233,094,000 | 225,691,000 | 232,421,000 | 267,691,000 |
| Equity capital | 114,912,000 | 111,355,000 | 111,042,000 | 110,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 11,287,000 | 22,311,000 | 33,438,000 | 44,881,000 |
| Interest expense | 1,109,000 | 2,160,000 | 3,178,000 | 4,168,000 |
| Net interest income | 10,178,000 | 20,151,000 | 30,260,000 | 40,713,000 |
| Noninterest income | 3,110,000 | 5,935,000 | 9,102,000 | 12,012,000 |
| Noninterest expense | 9,257,000 | 19,100,000 | 29,297,000 | 38,530,000 |
| Provision for loan losses | 500,000 | 800,000 | 1,100,000 | 1,100,000 |
| Pretax income | 3,548,000 | 6,244,000 | 9,103,000 | 13,299,000 |
| Income tax | 867,000 | 1,498,000 | 2,190,000 | 3,327,000 |
| Net income | 2,467,000 | 4,746,000 | 6,913,000 | 9,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,100,000 | 93,583,000 | 93,761,000 | 94,302,000 |
| Total capital | 104,941,000 | 103,486,000 | 103,922,000 | 104,884,000 |
| Risk-weighted assets | 777,390,000 | 782,760,000 | 806,157,000 | 841,007,000 |