Call reports 2012
CIVISTA BANK — 2012
What CIVISTA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,128,858,000 | 1,105,166,000 | 1,118,061,000 | 1,132,766,000 |
| Total loans | 764,502,000 | 774,899,000 | 803,421,000 | 817,426,000 |
| Allowance for loan losses | 22,024,000 | 21,922,000 | 21,489,000 | 19,742,000 |
| Securities available for sale | 210,911,000 | 210,805,000 | 209,887,000 | 203,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 925,847,000 | 903,528,000 | 922,102,000 | 935,809,000 |
| Interest-bearing deposits | 725,278,000 | 709,788,000 | 719,449,000 | 723,973,000 |
| Noninterest-bearing deposits | 200,569,000 | 193,741,000 | 202,653,000 | 211,836,000 |
| Equity capital | 114,375,000 | 116,021,000 | 115,816,000 | 115,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 12,118,000 | 23,875,000 | 35,404,000 | 46,762,000 |
| Interest expense | 1,462,000 | 2,857,000 | 4,151,000 | 5,351,000 |
| Net interest income | 10,656,000 | 21,018,000 | 31,253,000 | 41,411,000 |
| Noninterest income | 3,005,000 | 5,800,000 | 8,541,000 | 11,295,000 |
| Noninterest expense | 8,743,000 | 18,319,000 | 26,834,000 | 35,154,000 |
| Provision for loan losses | 2,400,000 | 3,865,000 | 5,565,000 | 6,400,000 |
| Pretax income | 2,516,000 | 4,674,000 | 7,435,000 | 11,192,000 |
| Income tax | 605,000 | 1,080,000 | 1,757,000 | 2,752,000 |
| Net income | 1,695,000 | 3,162,000 | 5,027,000 | 7,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,975,000 | 95,328,000 | 95,117,000 | 95,022,000 |
| Total capital | 103,326,000 | 104,776,000 | 104,894,000 | 104,935,000 |
| Risk-weighted assets | 735,434,000 | 743,070,000 | 770,589,000 | 783,159,000 |