Call reports 2006
CIVISTA BANK — 2006
What CIVISTA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 714,266,000 | 738,492,000 | 736,985,000 | 744,101,000 |
| Total loans | 517,269,000 | 540,901,000 | 544,965,000 | 556,556,000 |
| Allowance for loan losses | 8,964,000 | 8,524,000 | 8,704,000 | 8,060,000 |
| Securities available for sale | 122,805,000 | 114,275,000 | 110,517,000 | 107,894,000 |
| Securities held to maturity | 7,000 | 6,000 | 5,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 571,161,000 | 571,584,000 | 577,062,000 | 580,719,000 |
| Interest-bearing deposits | 473,386,000 | 471,475,000 | 474,462,000 | 472,388,000 |
| Noninterest-bearing deposits | 97,775,000 | 100,109,000 | 102,600,000 | 108,331,000 |
| Equity capital | 93,270,000 | 95,590,000 | 93,840,000 | 93,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 10,651,000 | 22,011,000 | 33,586,000 | 45,368,000 |
| Interest expense | 2,825,000 | 5,949,000 | 9,528,000 | 13,336,000 |
| Net interest income | 7,826,000 | 16,062,000 | 24,058,000 | 32,032,000 |
| Noninterest income | 1,472,000 | 2,910,000 | 4,413,000 | 6,155,000 |
| Noninterest expense | 5,997,000 | 11,843,000 | 17,777,000 | 23,603,000 |
| Provision for loan losses | 270,000 | 540,000 | 711,000 | 1,110,000 |
| Pretax income | 3,031,000 | 6,589,000 | 9,983,000 | 13,474,000 |
| Income tax | 978,000 | 2,129,000 | 3,226,000 | 4,301,000 |
| Net income | 2,053,000 | 4,460,000 | 6,757,000 | 9,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,445,000 | 64,976,000 | 63,113,000 | 62,753,000 |
| Total capital | 68,837,000 | 71,659,000 | 69,832,000 | 69,570,000 |
| Risk-weighted assets | 508,757,000 | 532,816,000 | 535,519,000 | 544,124,000 |
Machine access — free, no API key
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