Call reports 2001
CIVISTA BANK — 2001
What CIVISTA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 305,904,000 | 297,988,000 | 306,024,000 | 292,812,000 |
| Total loans | 213,669,000 | 213,462,000 | 202,203,000 | 204,470,000 |
| Allowance for loan losses | 2,585,000 | 2,606,000 | 2,436,000 | 2,476,000 |
| Securities available for sale | 61,238,000 | 58,938,000 | 64,060,000 | 60,181,000 |
| Securities held to maturity | 274,000 | 230,000 | 220,000 | 139,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,823,000 | 254,791,000 | 256,441,000 | 255,093,000 |
| Interest-bearing deposits | 220,125,000 | 219,299,000 | 224,328,000 | 221,246,000 |
| Noninterest-bearing deposits | 34,698,000 | 35,493,000 | 32,113,000 | 33,847,000 |
| Equity capital | 25,168,000 | 25,326,000 | 25,711,000 | 23,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,478,000 | 10,770,000 | 15,894,000 | 20,603,000 |
| Interest expense | 2,327,000 | 4,447,000 | 6,461,000 | 8,182,000 |
| Net interest income | 3,151,000 | 6,323,000 | 9,433,000 | 12,421,000 |
| Noninterest income | 599,000 | 1,245,000 | 2,094,000 | 2,948,000 |
| Noninterest expense | 2,125,000 | 4,310,000 | 6,663,000 | 8,920,000 |
| Provision for loan losses | 230,000 | 370,000 | 405,000 | 465,000 |
| Pretax income | 1,395,000 | 2,888,000 | 4,464,000 | 5,991,000 |
| Income tax | 401,000 | 834,000 | 1,303,000 | 1,761,000 |
| Net income | 994,000 | 2,054,000 | 3,161,000 | 4,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,354,000 | 23,525,000 | 23,653,000 | 21,875,000 |
| Total capital | 25,773,000 | 26,568,000 | 26,876,000 | 24,188,000 |
| Risk-weighted assets | 194,187,000 | 196,022,000 | 195,275,000 | 184,936,000 |