Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Total assets | 59,850,000 | 61,318,000 |
| Total loans | 23,386,000 | 24,799,000 |
| Allowance for loan losses | 516,000 | 516,000 |
| Securities available for sale | 10,820,000 | 10,205,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 51,031,000 | 54,188,000 |
| Interest-bearing deposits | 36,168,000 | 38,536,000 |
| Noninterest-bearing deposits | 14,863,000 | 15,652,000 |
| Equity capital | 7,495,000 | 7,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Interest income | 502,000 | 932,000 |
| Interest expense | 45,000 | 80,000 |
| Net interest income | 457,000 | 852,000 |
| Noninterest income | -325,000 | -307,000 |
| Noninterest expense | 17,000 | 855,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 115,000 | -303,000 |
| Income tax | 2,000 | 24,000 |
| Net income | 113,000 | -327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Tier 1 capital | 7,202,000 | 6,692,000 |
| Total capital | 7,590,000 | 7,078,000 |
| Risk-weighted assets | 30,936,000 | 30,751,000 |