Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 58,911,000 | 58,441,000 | 57,667,000 | 58,701,000 |
| Total loans | 26,896,000 | 28,101,000 | 26,856,000 | 25,654,000 |
| Allowance for loan losses | 826,000 | 871,000 | 517,000 | 516,000 |
| Securities available for sale | 14,159,000 | 14,177,000 | 11,578,000 | 11,417,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,518,000 | 49,692,000 | 48,812,000 | 49,650,000 |
| Interest-bearing deposits | 36,905,000 | 36,988,000 | 34,807,000 | 35,087,000 |
| Noninterest-bearing deposits | 13,613,000 | 12,704,000 | 14,005,000 | 14,563,000 |
| Equity capital | 6,771,000 | 7,214,000 | 7,346,000 | 7,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 548,000 | 1,103,000 | 1,658,000 | 2,180,000 |
| Interest expense | 29,000 | 61,000 | 100,000 | 141,000 |
| Net interest income | 519,000 | 1,042,000 | 1,558,000 | 2,039,000 |
| Noninterest income | 244,000 | 292,000 | 285,000 | 448,000 |
| Noninterest expense | 597,000 | 993,000 | 1,307,000 | 1,889,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 135,000 |
| Pretax income | 121,000 | 251,000 | 401,000 | 463,000 |
| Income tax | -4,000 | 5,000 | 11,000 | 7,000 |
| Net income | 125,000 | 246,000 | 390,000 | 456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,038,000 | 7,090,000 | 7,163,000 | 7,158,000 |
| Total capital | 7,478,000 | 7,540,000 | 7,598,000 | 7,580,000 |
| Risk-weighted assets | 34,828,000 | 35,594,000 | 34,690,000 | 33,646,000 |