Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 60,369,000 | 58,698,000 | 55,915,000 | 59,289,000 |
| Total loans | 28,617,000 | 30,539,000 | 32,396,000 | 31,158,000 |
| Allowance for loan losses | 1,007,000 | 1,007,000 | 1,007,000 | 781,000 |
| Securities available for sale | 15,429,000 | 15,648,000 | 15,363,000 | 15,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,541,000 | 50,674,000 | 47,895,000 | 51,252,000 |
| Interest-bearing deposits | 39,156,000 | 37,354,000 | 34,384,000 | 35,731,000 |
| Noninterest-bearing deposits | 13,385,000 | 13,320,000 | 13,511,000 | 15,521,000 |
| Equity capital | 6,508,000 | 6,606,000 | 6,546,000 | 6,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 550,000 | 1,124,000 | 1,647,000 | 2,221,000 |
| Interest expense | 26,000 | 53,000 | 79,000 | 105,000 |
| Net interest income | 524,000 | 1,071,000 | 1,568,000 | 2,116,000 |
| Noninterest income | 38,000 | 160,000 | 247,000 | 21,000 |
| Noninterest expense | 466,000 | 934,000 | 1,396,000 | 1,611,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 96,000 | 297,000 | 419,000 | 526,000 |
| Income tax | -5,000 | 0 | 4,000 | 21,000 |
| Net income | 101,000 | 297,000 | 415,000 | 505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,774,000 | 6,906,000 | 6,958,000 | 6,983,000 |
| Total capital | 7,249,000 | 7,405,000 | 7,476,000 | 7,473,000 |
| Risk-weighted assets | 37,460,000 | 39,420,000 | 40,964,000 | 38,873,000 |