Call reports 2017
FIRST STATE BANK — 2017
What FIRST STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 69,444,000 | 66,685,000 | 60,399,000 | 59,005,000 |
| Total loans | 31,002,000 | 31,688,000 | 33,170,000 | 31,765,000 |
| Allowance for loan losses | 740,000 | 785,000 | 1,035,000 | 1,015,000 |
| Securities available for sale | 16,278,000 | 16,263,000 | 16,194,000 | 15,885,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,121,000 | 58,939,000 | 52,438,000 | 51,098,000 |
| Interest-bearing deposits | 47,501,000 | 45,931,000 | 38,635,000 | 37,817,000 |
| Noninterest-bearing deposits | 14,620,000 | 13,008,000 | 13,803,000 | 13,281,000 |
| Equity capital | 6,292,000 | 6,634,000 | 6,755,000 | 6,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 583,000 | 1,172,000 | 1,773,000 | 2,361,000 |
| Interest expense | 31,000 | 62,000 | 90,000 | 117,000 |
| Net interest income | 552,000 | 1,110,000 | 1,683,000 | 2,244,000 |
| Noninterest income | 87,000 | 173,000 | 258,000 | 340,000 |
| Noninterest expense | 499,000 | 981,000 | 1,472,000 | 1,967,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 140,000 | 303,000 | 471,000 | 619,000 |
| Income tax | 4,000 | 9,000 | 15,000 | 17,000 |
| Net income | 136,000 | 294,000 | 456,000 | 602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,359,000 | 6,525,000 | 6,695,000 | 6,673,000 |
| Total capital | 6,871,000 | 7,036,000 | 7,221,000 | 7,187,000 |
| Risk-weighted assets | 40,720,000 | 40,499,000 | 41,468,000 | 40,601,000 |