Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 62,030,000 | 61,914,000 | 58,060,000 | 66,611,000 |
| Total loans | 36,674,000 | 38,448,000 | 40,276,000 | 36,859,000 |
| Allowance for loan losses | 527,000 | 527,000 | 527,000 | 1,140,000 |
| Securities available for sale | 12,588,000 | 12,929,000 | 12,643,000 | 15,798,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,199,000 | 53,802,000 | 49,834,000 | 59,522,000 |
| Interest-bearing deposits | 40,786,000 | 41,777,000 | 37,804,000 | 45,877,000 |
| Noninterest-bearing deposits | 13,413,000 | 12,025,000 | 12,030,000 | 13,645,000 |
| Equity capital | 6,980,000 | 7,192,000 | 7,254,000 | 6,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 589,000 | 1,211,000 | 1,794,000 | 2,417,000 |
| Interest expense | 30,000 | 60,000 | 89,000 | 119,000 |
| Net interest income | 559,000 | 1,151,000 | 1,705,000 | 2,298,000 |
| Noninterest income | -1,000 | 45,000 | 119,000 | 176,000 |
| Noninterest expense | 380,000 | 815,000 | 1,229,000 | 1,657,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,031,000 |
| Pretax income | 178,000 | 381,000 | 595,000 | -214,000 |
| Income tax | 8,000 | 13,000 | 19,000 | -11,000 |
| Net income | 170,000 | 368,000 | 576,000 | -203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,821,000 | 6,926,000 | 7,034,000 | 6,227,000 |
| Total capital | 7,348,000 | 7,453,000 | 7,561,000 | 6,806,000 |
| Risk-weighted assets | 45,617,000 | 47,153,000 | 48,233,000 | 45,673,000 |