Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 64,301,000 | 58,544,000 | 56,426,000 | 56,925,000 |
| Total loans | 37,364,000 | 38,804,000 | 40,013,000 | 37,878,000 |
| Allowance for loan losses | 443,000 | 233,000 | 258,000 | 527,000 |
| Securities available for sale | 4,130,000 | 3,641,000 | 3,768,000 | 2,965,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,296,000 | 50,499,000 | 48,359,000 | 49,046,000 |
| Interest-bearing deposits | 40,331,000 | 37,773,000 | 34,824,000 | 35,669,000 |
| Noninterest-bearing deposits | 15,965,000 | 12,726,000 | 13,535,000 | 13,377,000 |
| Equity capital | 7,032,000 | 7,039,000 | 7,118,000 | 6,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 585,000 | 1,155,000 | 1,771,000 | 2,385,000 |
| Interest expense | 30,000 | 59,000 | 88,000 | 117,000 |
| Net interest income | 555,000 | 1,096,000 | 1,683,000 | 2,268,000 |
| Noninterest income | 79,000 | 110,000 | 50,000 | 129,000 |
| Noninterest expense | 441,000 | 859,000 | 1,158,000 | 1,533,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 357,000 |
| Pretax income | 193,000 | 347,000 | 550,000 | 507,000 |
| Income tax | 8,000 | 15,000 | 28,000 | 26,000 |
| Net income | 185,000 | 332,000 | 522,000 | 481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,784,000 | 6,824,000 | 6,918,000 | 6,775,000 |
| Total capital | 7,227,000 | 7,057,000 | 7,176,000 | 7,302,000 |
| Risk-weighted assets | 42,356,000 | 43,473,000 | 45,976,000 | 43,548,000 |