Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 63,641,000 | 59,022,000 | 56,550,000 | 56,799,000 |
| Total loans | 34,681,000 | 38,855,000 | 40,916,000 | 39,960,000 |
| Allowance for loan losses | 438,000 | 441,000 | 442,000 | 443,000 |
| Securities available for sale | 5,966,000 | 5,276,000 | 5,385,000 | 5,118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,772,000 | 51,389,000 | 48,789,000 | 48,865,000 |
| Interest-bearing deposits | 41,258,000 | 37,639,000 | 35,724,000 | 35,473,000 |
| Noninterest-bearing deposits | 14,514,000 | 13,750,000 | 13,065,000 | 13,392,000 |
| Equity capital | 6,937,000 | 6,670,000 | 6,762,000 | 6,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 566,000 | 1,185,000 | 1,828,000 | 2,467,000 |
| Interest expense | 32,000 | 64,000 | 95,000 | 124,000 |
| Net interest income | 534,000 | 1,121,000 | 1,733,000 | 2,343,000 |
| Noninterest income | 36,000 | 81,000 | 63,000 | 140,000 |
| Noninterest expense | 388,000 | 779,000 | 1,162,000 | 1,518,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 182,000 | 423,000 | 634,000 | 965,000 |
| Income tax | 10,000 | 20,000 | 32,000 | 43,000 |
| Net income | 172,000 | 403,000 | 602,000 | 922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,556,000 | 6,292,000 | 6,395,000 | 6,621,000 |
| Total capital | 6,994,000 | 6,733,000 | 6,837,000 | 7,064,000 |
| Risk-weighted assets | 43,213,000 | 45,629,000 | 46,869,000 | 45,067,000 |