Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 64,531,000 | 59,351,000 | 57,504,000 | 56,145,000 |
| Total loans | 31,409,000 | 33,477,000 | 37,561,000 | 36,935,000 |
| Allowance for loan losses | 446,000 | 446,000 | 446,000 | 437,000 |
| Securities available for sale | 8,014,000 | 7,571,000 | 7,314,000 | 7,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,056,000 | 51,830,000 | 49,823,000 | 48,316,000 |
| Interest-bearing deposits | 41,147,000 | 39,485,000 | 37,234,000 | 36,234,000 |
| Noninterest-bearing deposits | 15,909,000 | 12,345,000 | 12,589,000 | 12,082,000 |
| Equity capital | 6,801,000 | 6,811,000 | 6,947,000 | 6,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 560,000 | 1,103,000 | 1,697,000 | 2,312,000 |
| Interest expense | 37,000 | 75,000 | 109,000 | 141,000 |
| Net interest income | 523,000 | 1,028,000 | 1,588,000 | 2,171,000 |
| Noninterest income | 44,000 | 112,000 | 211,000 | 382,000 |
| Noninterest expense | 384,000 | 733,000 | 1,118,000 | 1,747,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 183,000 | 407,000 | 681,000 | 806,000 |
| Income tax | 12,000 | 21,000 | 29,000 | 29,000 |
| Net income | 171,000 | 386,000 | 652,000 | 777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,248,000 | 6,363,000 | 6,529,000 | 6,481,000 |
| Total capital | 6,694,000 | 6,809,000 | 6,975,000 | 6,918,000 |
| Risk-weighted assets | 41,026,000 | 41,609,000 | 44,639,000 | 44,042,000 |